ktccb@ktccb.in 03454-255105 Fax: 03454-258548
Tuesday, 24 Feb 2026
Trusted Since Decades

Your Trusted Co-operative
Banking Partner

Providing reliable banking services to the people of Kalna and Purba Bardhaman — deposits, loans, CBS and more.

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Flexible Deposit Schemes

Grow Your Savings
with Smart Deposits

From Current & Savings Accounts to Fixed Deposits, Recurring Deposits and Monthly Income Schemes — we have the right plan for you.

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Easy Loan Schemes

Achieve Your Dreams
with Affordable Loans

Home Loans, Gold Loans, Personal Loans, Business Loans — flexible repayment options and competitive interest rates tailored for you.

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CBS Enabled Bank

Full CBS Banking
at Your Fingertips

Experience seamless Core Banking Solutions with RTGS, NEFT, ATM Services and Locker Facilities — all under one roof.

ATM Services RTGS & NEFT
NEWS & TENDERS
New FD interest rates updated — now 7.25% p.a. for senior citizens Holiday notice: Bank will remain closed on 15th August (National Holiday) Tender: Supply of stationery items — last date 30th March 2025 ATM services now available 24×7 at Kalna Main Branch New Recurring Deposit scheme launched with attractive rates
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KTCCB Bank Building
35+ Years of
Trust
Who We Are

A Bank Built on Trust & Community Values

The Kalna Town Credit Co-operative Bank Ltd. is a fully CBS-enabled Urban Co-operative Bank located in Kalna, Purba Bardhaman, West Bengal. Established with the mission to provide affordable and accessible banking to every section of society, we have been a cornerstone of financial support for decades.

RBI Regulated & Secured

Regulated by Reserve Bank of India — your deposits are safe with us.

Full CBS Banking

Core Banking Solution enabled — real-time transactions across all branches.

Community-Driven

Over 50,000 member-customers served with dedicated personal banking.

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What We Offer

Our Banking Services

Deposit Schemes

Savings Accounts, Current Accounts, Fixed Deposits and Monthly Income Schemes with attractive rates.

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Loan Schemes

Home Loans, Personal Loans, Gold Loans, Business Loans — with easy eligibility and fast disbursal.

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ATM Services

24×7 ATM facility for cash withdrawal, balance enquiry and mini-statement at our bank-owned ATM.

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RTGS & NEFT

Fast and secure fund transfers through RTGS and NEFT with real-time CBS integration.

Transfer
Locker Service

Keep your valuables, jewellery and important documents safe in our secure bank lockers.

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Positive Pay System

Upload cheque data online before clearance for enhanced cheque fraud prevention (RBI mandate).

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Our Products

Deposit & Loan Products

Current Account Deposit
Current Account

Ideal for businesses and organisations with high transaction volumes. No limit on transactions.

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Saving Account Deposit
Savings Account

A simple and flexible savings account with attractive interest. Perfect for individuals and families.

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Fixed Term Deposit Deposit
Fixed Term Deposit

Lock in your money for a fixed tenure and enjoy higher interest rates. Safe and guaranteed returns.

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Recurring Deposit Deposit
Recurring Term Deposit

Build a corpus by depositing a fixed amount every month. Great savings discipline with high returns.

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Home Loan Loan
Home Loan

Build or buy your dream home with our affordable home loan at competitive interest rates.

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Gold Loan Loan
Gold Loan

Leverage the value of your gold ornaments for quick loans at minimal documentation and fast disbursal.

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Why KTCCB

Why Choose Our Bank?

100% Safe & Secure

RBI regulated, fully insured deposits and robust CBS security.

Competitive Rates

Best-in-class interest rates for deposits and loans in the region.

Fast Processing

Quick loan approvals and same-day disbursal for eligible customers.

Personal Support

Dedicated staff to assist you at every step of your banking journey.

CBS Technology

Full Core Banking System — real-time, online and always available.

Community First

A co-operative bank owned by and for the people of Kalna.

DICGC Insured

Deposits insured up to ₹5 Lakhs under DICGC for your peace of mind.

ATM 24×7

Round-the-clock ATM access for cash and banking services.

Looking for Support for Your Business or Financial Goals?

Our banking experts are ready to help you choose the right scheme.

03454-255105 Contact Us